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Beware......Watch out for rising bank fees … again.

Thursday, August 23, 2012

Beware......Watch out for rising bank fees … again.

A new survey from money-rates.com finds banks are hiking up monthly costs, ATM charges and overdraft fees. The bank comparison website actually found specific costs declining the last time it did this survey at the end of 2011, but in the first half of this year, fees have increased in every category the survey tracks.

Service fees rose by 80 cents, averaging more than $12 a month. Average overdraft fees have crept up by 60 cents, to nearly $30. ATM fees are also on the rise. Only 35 percent of banks don't charge monthly fees. Some banks allow people to avoid the fees by having a minimum balance in an account, but even minimum balance requirements have jumped – averaging more than $4,400. Fees are rising as banks try to make up revenue lost after financial reform took effect. The Legislation limited interchange fees; how much banks can charge retailers whenever someone uses a debit card for a purchase.

Money-rates.com suggests if you're thinking about opening a new account to consider online banks or smaller banks that are more likely to have accounts with no monthly fees.

It's worth looking into.

Have a blessed day!

Pamela Bates,

Operations Manager,

Host of Pamela's Place,

Host of Weekend Outlook,

WDNG Radio Inc.






Here's More...

Vacinate your Pets, It's the Law

Be aware of the need to vaccinate your pets for rabies and protect against dog bites

Alabama's SenioRx Program is not just for Seniors anymore

Do you need help obtaining FREE or LOW COST prescription medications?

Online Scams Top the List of Complaints from Alabama Consumers

AG LUTHER STRANGE ANNOUNCES TOP TEN CONSUMER COMPLAINTS REPORTED TO HIS OFFICE DURING 2014

Winter Weather Advice for Alabama Drivers

Winter Travel Advisory: Motorists Urged to Exercise Extreme Caution

Keywords: bank fees, overdraft fees, ATM charges, Legislation,

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Article Archive

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